/* ============================================================
   VARIABLES & RESET
============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #1B2B4B;
  --navy-dark:   #111E35;
  --navy-mid:    #243A65;
  --navy-light:  #2E4A7A;
  --gold:        #C4973A;
  --gold-light:  #DFB35A;
  --gold-pale:   #FDF5E6;
  --cream:       #FAF8F4;
  --cream-dark:  #F0EBE1;
  --white:       #FFFFFF;
  --text-dark:   #1E2A3A;
  --text-mid:    #3D4F64;
  --text-light:  #6B7C93;
  --text-xlight: #9AAABB;
  --border:      #E4EAF0;
  --border-dark: #CDD5DF;
  --success:     #2EBD7A;
  --shadow-sm:   0 2px 8px  rgba(27,43,75,0.07);
  --shadow-md:   0 4px 24px rgba(27,43,75,0.10);
  --shadow-lg:   0 8px 48px rgba(27,43,75,0.14);
  --radius:      12px;
  --radius-lg:   20px;
  --transition:  all 0.25s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text-dark);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; font-family: inherit; }

h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  line-height: 1.2;
  color: var(--text-dark);
}

.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 28px;
}

/* ============================================================
   BUTTONS
============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 15px;
  border-radius: 10px;
  border: 2px solid transparent;
  transition: var(--transition);
  cursor: pointer;
  white-space: nowrap;
  text-decoration: none;
}

.btn--sm  { padding: 9px 18px; font-size: 14px; }
.btn--lg  { padding: 16px 28px; font-size: 16px; }
.btn--xl  { padding: 20px 36px; font-size: 17px; border-radius: 12px; }

.btn--primary {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn--primary:hover {
  background: var(--navy-mid);
  border-color: var(--navy-mid);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--gold {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}
.btn--gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(196,151,58,0.35);
}

.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--border-dark);
}
.btn--outline:hover {
  border-color: var(--navy);
  background: var(--cream);
}

.btn--ghost {
  background: rgba(255,255,255,0.12);
  color: var(--white);
  border-color: rgba(255,255,255,0.25);
}
.btn--ghost:hover {
  background: rgba(255,255,255,0.2);
  border-color: rgba(255,255,255,0.45);
}

/* ============================================================
   NAVIGATION
============================================================ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  transition: background 0.3s ease, box-shadow 0.3s ease;
  background: transparent;
}

.nav.scrolled {
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.nav.scrolled .nav__name    { color: var(--navy); }
.nav.scrolled .nav__tagline { color: var(--text-light); }
.nav.scrolled .nav__link    { color: var(--text-mid); }
.nav.scrolled .nav__link:hover { color: var(--navy); }
.nav.scrolled .nav__burger span { background: var(--navy); }

.nav__inner {
  display: flex;
  align-items: center;
  gap: 32px;
  height: 72px;
}

.nav__logo {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
  margin-right: auto;
}

.nav__name {
  font-family: 'Playfair Display', serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--white);
  transition: color 0.3s;
}

.nav__tagline {
  font-size: 11px;
  font-weight: 400;
  color: rgba(255,255,255,0.6);
  transition: color 0.3s;
  letter-spacing: 0.02em;
}

.nav__links {
  display: flex;
  gap: 28px;
}

.nav__link {
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  transition: color 0.2s;
}
.nav__link:hover { color: var(--white); }

.nav__burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 4px;
  margin-left: 8px;
}
.nav__burger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

.nav__mobile {
  display: none;
  flex-direction: column;
  padding: 16px 28px 24px;
  background: var(--white);
  border-top: 1px solid var(--border);
  gap: 4px;
}
.nav__mobile.open { display: flex; }

.nav__mobile-link {
  font-size: 15px;
  font-weight: 500;
  color: var(--text-mid);
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
}
.nav__mobile-link:last-of-type { border-bottom: none; }

.nav__mobile-cta {
  margin-top: 16px;
  justify-content: center;
  width: 100%;
}

/* ============================================================
   SECTION HELPERS
============================================================ */
.section {
  padding: 96px 0;
}

.section__header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 64px;
}

.section__label {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--gold);
  margin-bottom: 14px;
}

.section__label--light { color: rgba(255,255,255,0.7); }

.section__title {
  font-size: clamp(32px, 4vw, 44px);
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 16px;
}

.section__subtitle {
  font-size: 17px;
  color: var(--text-light);
  line-height: 1.7;
}

/* ============================================================
   HERO
============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy-dark);
  padding: 120px 0 80px;
  overflow: hidden;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 40%, rgba(46,74,122,0.5) 0%, transparent 60%),
    radial-gradient(ellipse 50% 80% at 10% 80%, rgba(196,151,58,0.08) 0%, transparent 50%),
    var(--navy-dark);
  pointer-events: none;
}

.hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 100% at 50% 0%, black 0%, transparent 70%);
}

.hero__inner {
  position: relative;
  z-index: 1;
  max-width: 780px;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.8);
  font-size: 13px;
  font-weight: 500;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 32px;
  letter-spacing: 0.02em;
}

.badge__dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.6; transform: scale(0.85); }
}

.hero__title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(44px, 6vw, 72px);
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 28px;
}

.hero__title em {
  font-style: italic;
  color: var(--gold-light);
}

.hero__subtitle {
  font-size: clamp(16px, 1.8vw, 19px);
  color: rgba(255,255,255,0.72);
  line-height: 1.7;
  max-width: 640px;
  margin-bottom: 44px;
}

.hero__subtitle strong { color: rgba(255,255,255,0.95); }

.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 44px;
}

.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  font-weight: 500;
  color: rgba(255,255,255,0.7);
}

.trust-badge svg { color: var(--gold); flex-shrink: 0; }

/* ============================================================
   POUR QUI
============================================================ */
.pour-qui {
  background: var(--white);
}

.pour-qui__grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 24px;
}

.pq-card {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  transition: var(--transition);
}

.pq-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.pq-card__icon {
  font-size: 32px;
  margin-bottom: 18px;
  line-height: 1;
}

.pq-card__title {
  font-family: 'Inter', sans-serif;
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.pq-card__text {
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.65;
}

/* ============================================================
   PROCESSUS
============================================================ */
.processus {
  background: var(--cream);
}

.processus__steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
  position: relative;
}

.process-step {
  flex: 1;
  text-align: center;
  padding: 0 24px;
}

.process-step__arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  padding-top: 48px;
  color: var(--border-dark);
  flex-shrink: 0;
}

.process-step__num {
  font-family: 'Playfair Display', serif;
  font-size: 48px;
  font-weight: 700;
  color: var(--border);
  line-height: 1;
  margin-bottom: 20px;
}

.process-step__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  background: var(--white);
  border: 2px solid var(--border);
  border-radius: 18px;
  color: var(--navy);
  margin-bottom: 20px;
  transition: var(--transition);
}

.process-step:hover .process-step__icon {
  border-color: var(--gold);
  color: var(--gold);
  box-shadow: var(--shadow-sm);
}

.process-step__title {
  font-family: 'Inter', sans-serif;
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.process-step__text {
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.7;
  max-width: 260px;
  margin: 0 auto;
}

.processus__note {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: var(--gold-pale);
  border: 1px solid rgba(196,151,58,0.3);
  border-radius: var(--radius);
  padding: 18px 24px;
  margin-top: 60px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-mid);
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.processus__note svg { color: var(--gold); flex-shrink: 0; margin-top: 2px; }

/* ============================================================
   SIMULATEUR
============================================================ */
.simulateur-section {
  background: var(--white);
}

.sim-wrapper {
  max-width: 760px;
  margin: 0 auto;
}

.sim-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.sim-header {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 20px 28px;
  background: var(--navy);
  color: var(--white);
}

.sim-header__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  background: rgba(255,255,255,0.1);
  border-radius: 10px;
  flex-shrink: 0;
}

.sim-header__text {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.sim-header__text strong {
  font-size: 15px;
  font-weight: 600;
}

.sim-header__text span {
  font-size: 12px;
  color: rgba(255,255,255,0.55);
}

.sim-header__steps {
  font-size: 13px;
  font-weight: 500;
  color: rgba(255,255,255,0.6);
  white-space: nowrap;
}

.sim-progress {
  height: 4px;
  background: var(--border);
}

.sim-progress__bar {
  height: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transition: width 0.4s ease;
  border-radius: 0 2px 2px 0;
}

.sim-body {
  padding: 36px 36px 8px;
  position: relative;
  min-height: 380px;
}

.sim-step {
  display: none;
  animation: simFadeIn 0.3s ease;
}

.sim-step.active {
  display: block;
}

@keyframes simFadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

.sim-step__title {
  font-family: 'Playfair Display', serif;
  font-size: 24px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.sim-step__desc {
  font-size: 14px;
  color: var(--text-light);
  margin-bottom: 24px;
}
.sim-step__desc em { font-style: normal; font-weight: 500; }

.sim-question {
  margin-bottom: 28px;
}

.sim-question__label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-mid);
  margin-bottom: 12px;
}

/* Option cards */
.sim-options {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
  gap: 10px;
}

.sim-options--2col { grid-template-columns: repeat(2, 1fr); }
.sim-options--multi { grid-template-columns: 1fr 1fr; }

.sim-opt {
  cursor: pointer;
}

.sim-opt__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 4px;
  padding: 14px 12px;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  transition: var(--transition);
  text-align: center;
}

.sim-opt:hover .sim-opt__inner {
  border-color: var(--navy-light);
  background: var(--cream);
}

.sim-opt.selected .sim-opt__inner {
  border-color: var(--navy);
  background: rgba(27,43,75,0.04);
  box-shadow: 0 0 0 3px rgba(27,43,75,0.08);
}

.sim-opt__main {
  font-size: 15px;
  font-weight: 700;
  color: var(--text-dark);
}

.sim-opt__hint {
  font-size: 11px;
  color: var(--text-light);
  line-height: 1.3;
}

.sim-opt__icon {
  font-size: 22px;
  margin-bottom: 4px;
}

/* Multi-select (checkbox) */
.sim-opt--check .sim-opt__inner {
  flex-direction: row;
  justify-content: flex-start;
  text-align: left;
  gap: 12px;
  padding: 14px 16px;
}

.sim-opt--check .sim-opt__icon {
  font-size: 20px;
  margin-bottom: 0;
  flex-shrink: 0;
}

.sim-opt--check .sim-opt__main { font-size: 14px; }
.sim-opt--check .sim-opt__hint { font-size: 11px; }

.sim-opt__check {
  margin-left: auto;
  width: 22px;
  height: 22px;
  border: 2px solid var(--border-dark);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  color: transparent;
  flex-shrink: 0;
  transition: var(--transition);
}

.sim-opt--check.selected .sim-opt__check {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}

.sim-opt--none { grid-column: 1 / -1; }

.sim-opt--wide { grid-column: 1 / -1; }

/* Sim footer */
.sim-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 36px 28px;
  border-top: 1px solid var(--border);
  gap: 12px;
}

.sim-footer__right {
  margin-left: auto;
}

.sim-disclaimer {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 12px 36px 20px;
  font-size: 11px;
  color: var(--text-xlight);
}

/* ============================================================
   SIMULATOR RESULTS
============================================================ */
.sim-results {
  padding-bottom: 8px;
}

.sim-results__header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 28px;
}

.sim-results__check {
  width: 40px;
  height: 40px;
  background: var(--success);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 18px;
  flex-shrink: 0;
}

.sim-results__header h3 {
  font-family: 'Inter', sans-serif;
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 2px;
}

.sim-results__header p {
  font-size: 13px;
  color: var(--text-light);
}

.sim-results__main {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 28px;
  margin-bottom: 24px;
  text-align: center;
}

.sim-results__label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.5);
  margin-bottom: 10px;
}

.sim-results__amount {
  font-family: 'Playfair Display', serif;
  font-size: clamp(32px, 5vw, 48px);
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1;
  margin-bottom: 6px;
}

.sim-results__sublabel {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
}

.sim-results__score {
  margin-bottom: 24px;
}

.sim-results__score-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 8px;
}

.sim-results__score-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-mid);
}

.sim-results__score-pct {
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  font-family: 'Playfair Display', serif;
}

.sim-results__bar {
  height: 10px;
  background: var(--border);
  border-radius: 100px;
  overflow: hidden;
}

.sim-results__bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 100px;
  transition: width 1s ease;
}

.sim-results__reccos {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 24px;
}

.sim-recco {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 16px;
  background: var(--cream);
  border: 1px solid var(--border);
  border-left: 3px solid var(--gold);
  border-radius: var(--radius);
}

.sim-recco__icon { font-size: 22px; flex-shrink: 0; }

.sim-recco__title {
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 3px;
}

.sim-recco__desc {
  font-size: 13px;
  color: var(--text-light);
  line-height: 1.5;
}

.sim-results__disclaimer {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  background: var(--gold-pale);
  border: 1px solid rgba(196,151,58,0.25);
  border-radius: var(--radius);
  padding: 14px 16px;
  font-size: 12px;
  color: var(--text-mid);
  margin-bottom: 20px;
  line-height: 1.5;
}

.sim-results__cta {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}

.sim-results__cta .btn { width: 100%; justify-content: center; }

.sim-results__restart {
  font-size: 13px;
  color: var(--text-light);
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
  transition: color 0.2s;
}
.sim-results__restart:hover { color: var(--navy); text-decoration: underline; }

/* ============================================================
   ABOUT
============================================================ */
.about {
  background: var(--cream);
}

.about__inner {
  display: grid;
  grid-template-columns: 340px 1fr;
  gap: 80px;
  align-items: start;
}

.about__photo {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.about__photo-placeholder {
  width: 100%;
  aspect-ratio: 3/4;
  max-width: 340px;
  background: var(--cream-dark);
  border: 2px dashed var(--border-dark);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  color: var(--text-xlight);
  font-size: 13px;
  text-align: center;
  padding: 20px;
}

.about__photo-placeholder svg { color: var(--border-dark); }

.about__certifs {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 20px;
}

.certif-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 10px 14px;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-mid);
}

.certif-badge::before {
  content: '✓';
  color: var(--success);
  font-weight: 700;
}

.about__content { padding-top: 8px; }

.about__title {
  font-size: clamp(28px, 3.5vw, 40px);
  color: var(--navy);
  margin: 12px 0 24px;
  line-height: 1.2;
}

.about__title em {
  font-style: italic;
  color: var(--gold);
  font-size: 0.75em;
  display: block;
}

.about__text {
  font-size: 16px;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 18px;
}

.about__text strong { color: var(--navy); }

.about__values {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 32px;
  padding-top: 32px;
  border-top: 1px solid var(--border-dark);
}

.about__value {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.about__value-icon {
  font-size: 24px;
  flex-shrink: 0;
  margin-top: 2px;
}

.about__value strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 2px;
}

.about__value span {
  font-size: 13px;
  color: var(--text-light);
}

/* ============================================================
   TÉMOIGNAGES
============================================================ */
.temoignages {
  background: var(--white);
}

.temoignages__grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 24px;
}

.temoignage {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  position: relative;
  transition: var(--transition);
}

.temoignage:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.temoignage::before {
  content: '"';
  position: absolute;
  top: 20px;
  right: 28px;
  font-family: 'Playfair Display', serif;
  font-size: 64px;
  line-height: 1;
  color: var(--border);
}

.temoignage__stars {
  color: var(--gold);
  font-size: 16px;
  letter-spacing: 2px;
  margin-bottom: 16px;
}

.temoignage__text {
  font-size: 15px;
  color: var(--text-mid);
  line-height: 1.75;
  font-style: normal;
  margin-bottom: 24px;
}

.temoignage__author {
  display: flex;
  align-items: center;
  gap: 14px;
}

.temoignage__avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 17px;
  font-weight: 700;
  flex-shrink: 0;
}

.temoignage__author strong {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
}

.temoignage__author span {
  font-size: 12px;
  color: var(--text-light);
}

/* ============================================================
   FAQ
============================================================ */
.faq-section { background: var(--cream); }

.faq {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--white);
}

.faq__item {
  border-bottom: 1px solid var(--border);
}
.faq__item:last-child { border-bottom: none; }

.faq__question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  width: 100%;
  padding: 22px 28px;
  font-size: 15px;
  font-weight: 600;
  color: var(--text-dark);
  background: none;
  border: none;
  text-align: left;
  transition: background 0.2s;
}

.faq__question:hover { background: var(--cream); }

.faq__question[aria-expanded="true"] { color: var(--navy); }

.faq__icon {
  flex-shrink: 0;
  color: var(--text-xlight);
  transition: transform 0.3s ease;
}

.faq__question[aria-expanded="true"] .faq__icon {
  transform: rotate(180deg);
  color: var(--gold);
}

.faq__answer {
  overflow: hidden;
  max-height: 0;
  transition: max-height 0.35s ease, padding 0.35s ease;
}

.faq__answer.open {
  max-height: 300px;
}

.faq__answer p {
  padding: 0 28px 22px;
  font-size: 15px;
  color: var(--text-mid);
  line-height: 1.75;
  border-top: 1px solid var(--border);
  padding-top: 16px;
}

/* ============================================================
   CTA FINAL
============================================================ */
.cta-section {
  background: var(--navy);
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 120% at 50% 100%, rgba(46,74,122,0.6) 0%, transparent 60%);
  pointer-events: none;
}

.cta-section__inner {
  position: relative;
  z-index: 1;
  padding: 100px 28px;
  text-align: center;
}

.cta-section__title {
  font-size: clamp(28px, 4vw, 46px);
  font-weight: 700;
  color: var(--white);
  margin: 16px 0 20px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.cta-section__text {
  font-size: 17px;
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
  margin-bottom: 44px;
}

.cta-section__trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 24px;
  margin-top: 24px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.55);
}

/* ============================================================
   FOOTER
============================================================ */
.footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.6);
}

.footer__inner {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 40px;
  padding: 60px 28px 40px;
  flex-wrap: wrap;
}

.footer__name {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 6px;
}

.footer__tagline {
  font-size: 13px;
  margin-bottom: 10px;
}

.footer__orias {
  font-size: 12px;
  color: rgba(255,255,255,0.35);
}

.footer__orias a { color: rgba(255,255,255,0.5); text-decoration: underline; }

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-align: right;
}

.footer__links a {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  transition: color 0.2s;
}
.footer__links a:hover { color: var(--white); }

.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 20px 28px;
  font-size: 11px;
  color: rgba(255,255,255,0.3);
  text-align: center;
}

/* ============================================================
   CONTACT FORM SECTION
============================================================ */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
  padding: 80px 0 100px;
}

.contact-copy { padding-top: 8px; }

.contact-copy__trust {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 28px;
}

.contact-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
}
.contact-trust-item svg { color: var(--gold-light); flex-shrink: 0; }

/* Form card */
.contact-form-wrap {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 36px;
  backdrop-filter: blur(8px);
}

.contact-form { display: flex; flex-direction: column; gap: 18px; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group label {
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  letter-spacing: 0.01em;
}

.form-group label span { color: var(--gold-light); }

.form-optional {
  font-weight: 400 !important;
  color: rgba(255,255,255,0.4) !important;
  font-size: 12px;
}

.form-group input,
.form-group textarea {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 10px;
  padding: 12px 16px;
  font-size: 15px;
  font-family: 'Inter', sans-serif;
  color: var(--white);
  transition: var(--transition);
  outline: none;
  width: 100%;
}

.form-group input::placeholder,
.form-group textarea::placeholder { color: rgba(255,255,255,0.3); }

.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  background: rgba(255,255,255,0.12);
  box-shadow: 0 0 0 3px rgba(196,151,58,0.2);
}

.form-group input.error { border-color: #e05252; }

.form-group textarea { resize: vertical; min-height: 80px; }

/* Radio situaiton */
.form-radios {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.form-radio {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  cursor: pointer;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  padding: 8px 14px;
  transition: var(--transition);
}
.form-radio:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.25);
}
.form-radio input { accent-color: var(--gold); width: 15px; height: 15px; }

.form-submit {
  width: 100%;
  justify-content: center;
  margin-top: 4px;
}

.form-submit:disabled { opacity: 0.7; cursor: not-allowed; transform: none !important; }

.form-error {
  font-size: 13px;
  color: #ff8080;
  text-align: center;
  padding: 8px;
  background: rgba(255,80,80,0.1);
  border-radius: 8px;
}
.form-error a { color: var(--gold-light); text-decoration: underline; }

.form-legal {
  font-size: 11px;
  color: rgba(255,255,255,0.3);
  text-align: center;
  line-height: 1.5;
}

/* Success state */
.contact-success {
  text-align: center;
  padding: 40px 20px;
  color: var(--white);
}

.contact-success__icon {
  width: 64px;
  height: 64px;
  background: var(--success);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 700;
  color: white;
  margin: 0 auto 20px;
}

.contact-success h3 {
  font-family: 'Playfair Display', serif;
  font-size: 26px;
  color: var(--white);
  margin-bottom: 12px;
}

.contact-success p {
  font-size: 15px;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
  margin-bottom: 8px;
}

.contact-success__sig {
  color: rgba(255,255,255,0.9) !important;
  margin-top: 16px;
}

/* About photo — real photo styles */
.about__photo {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
  aspect-ratio: 3/4;
  max-height: 520px;
}

/* Responsive contact form */
@media (max-width: 860px) {
  .contact-layout {
    grid-template-columns: 1fr;
    gap: 40px;
    padding: 64px 0 80px;
  }
}

@media (max-width: 480px) {
  .contact-form-wrap { padding: 24px 20px; }
  .form-row { grid-template-columns: 1fr; }
  .form-radios { gap: 6px; }
}

/* ============================================================
   FLOATING CTA
============================================================ */
.floating-cta {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 90;
  opacity: 0;
  transform: translateY(12px);
  pointer-events: none;
  transition: opacity 0.3s ease, transform 0.3s ease;
}

.floating-cta.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

/* ============================================================
   SCROLL ANIMATIONS
   Les éléments ne sont masqués que si JS est actif (.js sur <html>)
   → contenu toujours visible si JS désactivé ou lent
============================================================ */
.fade-up {
  transition: opacity 0.6s ease, transform 0.6s ease;
}

html.js .fade-up {
  opacity: 0;
  transform: translateY(28px);
}

html.js .fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Stagger children of grids */
.pour-qui__grid .pq-card:nth-child(2) { transition-delay: 0.08s; }
.pour-qui__grid .pq-card:nth-child(3) { transition-delay: 0.16s; }
.pour-qui__grid .pq-card:nth-child(4) { transition-delay: 0.24s; }
.pour-qui__grid .pq-card:nth-child(5) { transition-delay: 0.32s; }
.processus__steps .process-step:nth-child(3) { transition-delay: 0.1s; }
.processus__steps .process-step:nth-child(5) { transition-delay: 0.2s; }
.temoignages__grid .temoignage:nth-child(2) { transition-delay: 0.1s; }
.temoignages__grid .temoignage:nth-child(3) { transition-delay: 0.2s; }

/* ============================================================
   RESPONSIVE — TABLET
============================================================ */
@media (max-width: 960px) {
  .about__inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .about__photo-placeholder { aspect-ratio: 3/2; max-width: 100%; }
  .about__certifs { flex-direction: row; flex-wrap: wrap; }
  .certif-badge { flex: 1; min-width: 200px; }

  .processus__steps {
    flex-direction: column;
    gap: 32px;
  }
  .process-step__arrow {
    transform: rotate(90deg);
    padding-top: 0;
  }
  .process-step { text-align: left; display: flex; align-items: flex-start; gap: 20px; padding: 0; }
  .process-step__num { font-size: 32px; min-width: 48px; }
  .process-step__icon { flex-shrink: 0; }
  .process-step__text { max-width: none; }
}

/* ============================================================
   RESPONSIVE — MOBILE
============================================================ */
@media (max-width: 680px) {
  .section { padding: 72px 0; }
  .section__header { margin-bottom: 44px; }

  /* Nav */
  .nav__links { display: none; }
  .nav__cta.nav__cta { display: none; }
  .nav__burger { display: flex; }

  /* Hero */
  .hero { padding: 100px 0 72px; min-height: auto; }
  .hero__cta { flex-direction: column; }
  .hero__cta .btn { width: 100%; justify-content: center; }
  .hero__trust { flex-direction: column; gap: 12px; }

  /* Pour qui */
  .pour-qui__grid { grid-template-columns: 1fr; gap: 16px; }

  /* Simulator */
  .sim-body { padding: 24px 20px 8px; }
  .sim-footer { padding: 16px 20px 24px; }
  .sim-disclaimer { padding: 10px 20px 16px; }
  .sim-options { grid-template-columns: 1fr 1fr; }
  .sim-options--multi { grid-template-columns: 1fr; }
  .sim-opt--wide { grid-column: auto; }

  /* Témoignages */
  .temoignages__grid { grid-template-columns: 1fr; }

  /* About */
  .about__values { gap: 12px; }

  /* Footer */
  .footer__inner { flex-direction: column; }
  .footer__links { text-align: left; }

  /* Floating CTA */
  .floating-cta { bottom: 16px; right: 16px; left: 16px; }
  .floating-cta .btn { width: 100%; justify-content: center; }
}